Refusing costs you: You have to ask. Who receives you: Categories only.
“You may withdraw your consent or object to your personal data being used for marketing activities by Equifax or our customers at any time. You can notify us directly using the contact infor…”
Paste this where the card should sit. It's the live verdict: if the grade changes, the card changes. It loads nothing from anywhere but this site and sets no cookie.
Editors that support oEmbed can paste the entity page's address instead, https://isitsellingme.com/entity/equifax/, and get the same card.